Montreal Real Estate Market Report 2026

Montreal Real Estate Market Report — Spring 2026

Last updated: March 2026 | Data sources: QPAREB, Centris, CREA, WOWA, Bank of Canada

Market Snapshot — February 2026

Metric Value Year-over-Year Change
Average Home Price $656,708 +6.1%
Total Sales 3,930 transactions -3.9%
New Listings 7,629 +11.1%
Active Listings 18,695 +10.1%
Sales-to-New-Listings Ratio 52% Balanced/Seller’s Market
Months of Inventory 4.8 Seller’s Market (<8)
Bank of Canada Rate 2.25% Held since Oct 2025

Prices by Property Type

Property Type Median Price (Feb 2026) Year-over-Year Avg Days on Market
Single-Family Homes $639,000 +6.5% 39 days
Condominiums $430,000 +2.4% 53 days
Plexes (2-5 units) $850,000 +7.6% 54 days

What’s Happening in Montreal’s Market Right Now

Montreal’s housing market is entering spring 2026 from a position of strength. While sales volumes dipped slightly (-3.9%), prices continue climbing across all property types. The single-family segment hit a new median price record of $639,000 — a 6.5% jump from last year.

The condo market tells a different story. Listings surged 20% year-over-year, pushing inventory above its 10-year average. For buyers, this means more options and slightly more negotiating room in the condo segment. For sellers of single-family homes and plexes, the market remains firmly in their favor.

A key headline: Montreal outsold Toronto in February (3,930 vs 3,868 transactions), despite being a smaller market. While Toronto and Vancouver saw price declines of 7% and 1.5% respectively, Montreal posted 6.1% growth. This divergence highlights Montreal’s relative affordability and continued appeal.

How Montreal Compares to Other Major Cities

City Avg Price Change (YoY) Sales Change (YoY)
Montreal +6.1% -3.9%
Toronto -7.0% -4.2%
Vancouver -1.5% -9.8%
Calgary +2.4% -11.3%

Montreal is currently the strongest major housing market in Canada by price appreciation. While other cities struggle with affordability ceilings and declining foreign investment, Montreal benefits from relative affordability, strong immigration, and a diversified economy anchored by AI, aerospace, gaming, and healthcare.

Interest Rates & What’s Next

The Bank of Canada cut its policy rate by 2.75% between June 2024 and October 2025, settling at 2.25% where it’s been held since. Current forecasts suggest the BoC will hold at this level through at least mid-2026, barring major economic disruption.

Lower rates have made borrowing significantly cheaper than 2023-2024 levels, but broader economic uncertainty — including U.S. tariff policies and global instability — could influence bond yields and fixed mortgage rates in the coming months.

For buyers, the window of relatively affordable borrowing remains open. For sellers, strong price appreciation and tight inventory in the single-family and plex segments create favorable conditions.

Montreal Rental Market

Average rent in Montreal sits at $1,925/month (February 2026). One-bedroom apartments average $1,722 (-1.2% YoY) while two-bedrooms average $2,257 (+0.1% YoY). Montreal remains significantly more affordable than Toronto ($2,482), Vancouver ($2,672), and most other major Canadian cities — ranking 39th nationally for average rent.

This affordability gap continues to drive migration from higher-cost cities, supporting both the rental and purchase markets.

Expert Analysis from Our Team

“Having closed over 250 transactions last year, here’s what we’re seeing on the ground: the single-family market in the West Island and surrounding areas is as competitive as it’s been in years. Well-priced homes in Pointe-Claire, Beaconsfield, and Kirkland are selling in under three weeks, often with multiple offers. The condo market is a different animal — inventory is finally giving buyers breathing room, especially in downtown Montreal. If you’ve been waiting to buy a condo, this is the most balanced market we’ve seen since 2019.

For sellers, now is not the time to get greedy with pricing. The data shows prices are still climbing, but overpriced listings are sitting. The market rewards accuracy — price it right on day one and you’ll see strong results. Price it 5% too high and you’ll watch your neighbors sell while you do price reductions.

Looking ahead to summer 2026, we expect continued price growth in the single-family segment, stabilization in condos, and plexes to remain the strongest performer as investors chase yield in a lower-rate environment.”

— Logan Boyce, Team Leader, Montreal’s Elite Real Estate Group

Neighborhood Spotlight: Where Are Prices Heading?

Not all neighborhoods move at the same pace. Here’s what we’re watching:

  • Pointe-Claire — Strong demand, limited inventory. Waterfront properties commanding premium prices. Families drawn by top-rated schools and village atmosphere.
  • Beaconsfield — Luxury segment holding firm. Large lots and established neighborhoods keeping supply tight.
  • Kirkland — Most affordable entry point to the West Island. Seeing the fastest price appreciation in the corridor.
  • DDO — Diverse, family-friendly, excellent value. Growing demand from young families priced out of the waterfront communities.
  • Griffintown — Condo-heavy, seeing the inventory surge. Good opportunities for buyers willing to negotiate.
  • West Island Overview — Explore all West Island communities.

Frequently Asked Questions

What is the average home price in Montreal in 2026?

As of February 2026, the average home sold price in Montreal is $656,708, representing a 6.1% increase year-over-year. The median price for single-family homes is $639,000, condos are $430,000, and plexes are $850,000.

Is Montreal a buyer’s or seller’s market in 2026?

Montreal is currently a seller’s market with 4.8 months of inventory (under 8 months = seller’s market per QPAREB). However, the condo segment is approaching balanced conditions with 20% more listings than last year, giving condo buyers more negotiating power.

How does Montreal compare to Toronto and Vancouver?

Montreal is outperforming both markets. While Toronto prices fell 7% and Vancouver dropped 1.5% year-over-year, Montreal prices rose 6.1%. Montreal also recorded more total sales than Toronto in February 2026 (3,930 vs 3,868).

What are interest rates in Canada in 2026?

The Bank of Canada’s policy rate is 2.25% as of March 2026, held steady since October 2025 after a series of cuts totaling 2.75% from June 2024. Current forecasts suggest rates will hold at this level through mid-2026.

Is 2026 a good time to buy a home in Montreal?

With prices still appreciating at 6%+ annually and interest rates at their lowest since 2022, buying conditions are favorable — especially in the condo segment where increased inventory gives buyers more choice. Single-family homes remain competitive, so buyers should be prepared to act quickly in desirable neighborhoods.

What is the average rent in Montreal in 2026?

The average rent in Montreal is $1,925/month as of February 2026. One-bedroom apartments average $1,722 and two-bedrooms average $2,257. Montreal remains one of the most affordable major Canadian cities for renters, ranking 39th nationally.